What is the difference between a BADN policy and a Direct policy?

Trafalgar has been working with the ‘British Institute of Dental Nurses’ (BADN) for over 13 years, offering tailor made policies to members of the group. In 2020, Trafalgar Risk Management introduced the ability for dental nurses who are not members of the BADN, to purchase the policy through Trafalgar, however the Direct policy does not include the additional benefits that are available to BADN members.

The ’BADN’ dental nurses’ policy –

The policy offered through Trafalgar Risk Management contains two sections of cover:

• Medical Malpractice Insurance with a level of cover of £1,000,000 through the insurer ‘CFC’.
• GDC Disciplinary & Investigation Protection Insurance with a level of cover of £100,000 through the insurer ‘ARAG PLC’.

The policy also includes a free ‘Medico Legal Helpline’ for any general legal queries (for example employment queries), to help with any queries or concerns that you may have throughout the policy period.

Trafalgar has been able to create the policy with the insurers to suit the exact needs and requirements of dental nurses and GDC requirements, and offer this policy to members of the BADN at a discounted rate:

Basic Duties: £70.65 Inc. IPT*

Extended Duties: £76.25 Inc. IPT*

Maternity: £43.21 Inc. IPT*

*For a full breakdown of what each option above covers, please visit or website www.dentalnursespi.co.uk

In addition to the insurance policy, the BADN offer additional benefits to members, which include (taken from the BADN benefits page):

• Exclusive access to the BADN app

A one-stop membership app, tailored specifically to dental nurses, packed with features that will support and enhance your dental nursing journey.

·      Online CPD

Stay on track with your Continuing Professional Development. Our members can enjoy access to 8 hours of online CPD per year helping you develop your knowledge and maintain your training.

·       Legal Helpline

We all need a bit of legal advice at some point. Our legal helpline has a team on standby to offer you assistance and guidance with any legal related matters, personal or professional.

·       Events Discounts

Redeem discounts to dental nurse focused training and events, dentistry events, CPD study days, online learning, personal experiences and more. Helping you spend less and save more.

·       Rewards Scheme

Enjoy access to hundreds of offers, discounts and deals across a wide range of products and services nationwide such as insurance services, travel, shopping and much more.

·       Advice & Support

Our experienced team is on hand to assist you with any questions you may have. Offering our members support and advice in many areas, not only dental nurse related.

·       British Dental Nurses' Journal

Our very own journal includes the latest news, insights and updates from the association, dental nursing, and the world of dentistry. Our digital library stores all our journals, dating back to 2014.

·       News & Insights

Be the first to know about the latest developments, newest advancements, and any changes that may affect the dental nursing profession, keeping you up-to-date.

·       Exclusive Member Content

We work hard so you don't have to. Offering you as much help as possible through our guidance documents, booklets, information sheets and other downloadable content we feel you may find useful.

Please note – the BADN membership is not included in the rates shown above and is a separate cost to the insurance policy through Trafalgar. To become a member, please visit the BADN’s website on www.badn.org.uk.

The Direct policy through Trafalgar –

In 2020, Trafalgar Risk Management started offering the insurance policy that was previously only available to members of the BADN, to all dental nurses, including non-BADN members.

However, these policies are offered at the original price (unlike the discounted BADN rate):

Basic Duties: £100.35 Inc. IPT*

Extended Duties: £105.95 Inc. IPT*

Maternity: £66.75 Inc. IPT*

*For a full breakdown of what each option above covers, please visit our website www.dentalnursespi.co.uk

In addition to being a non-discounted policy, the additional benefits offered through the BADN are not available on the Direct policy. However, this policy is available to any dental nurse, and you do not need to be a member of the BADN to purchase this policy.

To purchase a policy, please visit our website www.dentalnursespi.co.uk